You’ve probably heard “comprehensive coverage” from different insurance carriers, but what does that mean? At Insure Fitness Group, we’ve developed a suite of coverages specifically for those in the health, fitness, and wellness fields. Our team of fully licensed agents and support staff is available to help you get the vital insurance you need to protect your career as a group fitness instructor. Great insurance starts with great people. You also get access to tons of great content from fitness pros with tips and tricks for running a great group fitness business. STOLEN REALM TRAINER FULLIdentity Protection Plan: Covers up to $25,000 in identity restoration services for our group fitness insurance members.Įxclusive Fitness Insurance Membership Benefits Program: A member benefits program full of discounts and deals you’ll actually use from popular names in fitness and health. Stolen Equipment Coverage: When important group fitness equipment is stolen by a robbery by force you are covered up to $1,000 less a $250 deductible. Rental Damage Coverage: Covers the cost of repairs to facilities that are rented. For this important liability coverage, you get up to $1 million per year in total coverage. This can also pertain to products you use on the equipment like cleaners that might induce a bad allergic reaction. Product Liability: Coverage if the equipment were to malfunction and cause an injury and/or property damage. You get up to $1 million for each occurrence and $3 million in total per member, per year. STOLEN REALM TRAINER PROFESSIONALProfessional Liability: Coverage for injuries and/or damages to property arising specifically as a result of the fitness instruction services you provide. General Liability : Coverage for accidental injuries and/or damages to property. Highlights of our fitness insurance program include: Our plans remain affordable because we know the fitness industry and the risks our members face. Offering the best combination of affordability and coverage, IFG does group fitness insurance differently. At just $179 per year, group fitness insurance pales in comparison to the cost of a claim for injuries or property damages. Rather than having to pay these costs out of pocket, your comprehensive group fitness instructor insurance provides a safety net for your personal finances.įrom a simple slip and fall injuries to an accusation with an accompanying lawsuit for malpractice, an all-inclusive sports and fitness insurance policy from IFG has you covered with high coverage limits and quick and helpful claims teams. Our plans cover many different accidents and mishaps that are unfortunately common at some point in a career in fitness. This risk is mitigated, or planned for, with fitness instructor liability insurance. Each year, there are tens of thousands of fitness-related injuries in the U.S. STOLEN REALM TRAINER FREEHowever, even the most skilled trainers, experienced in providing group fitness classes can still have an event occur that is completely outside the realm of control.īecause fitness involves exerting increased effort, using equipment like free weights and machines, and simply being around others doing the same, the risks of injuries or damage are unfortunately quite high. Group fitness classes afford instructors a great opportunity to multiply their revenue with clients paying individually for one, focused session.
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